Insurance Matters

Overview

SFG provides forensic insurance accounting and claim support services that help organizations quantify losses, navigate complex claims, and support recovery efforts following disruptive events.

Our professionals assist clients throughout the insurance claim process — from preliminary loss measurement through claim resolution — with defensible financial analysis and strategic support.

What It Is

Insurance matters often involve the financial analysis, documentation, and evaluation required to support complex insurance claims following operational disruptions, disasters, or other loss events.

Organizations facing significant losses must move quickly to assess damages, maintain business continuity, and navigate the complexities of the insurance claim process. Unlike insurers, which often rely on experienced internal claims professionals, many businesses lack the specialized expertise necessary to evaluate coverage issues, quantify losses, and manage claim-related financial analysis effectively.

Insurance claim support may be required in matters involving:

  • Property damage losses
  • Business interruption events
  • Extra expense claims
  • Liability-related matters
  • Product recall events
  • Fidelity and fraud-related losses
  • Errors and omissions claims
  • Directors and officers (D&O) matters

Effective insurance claim support helps organizations prepare defensible claims, evaluate financial impacts, and improve the efficiency of the recovery process.

How we help

Our Role

SFG assists organizations, legal counsel, insurers, and stakeholders with forensic accounting analysis and claim support related to complex insurance matters.

Our services may include:

  • Property loss analysis
  • Business interruption calculations
  • Extra expense evaluations
  • Liability claim support
  • Product recall claim analysis
  • Errors and omissions (E&O) claim support
  • Directors and officers (D&O) claim analysis
  • Fidelity and financial misconduct loss assessments

Our Approach / Methodology

Initial Loss Assessment
We evaluate the nature of the event, operational impact, and relevant financial exposures associated with the claim.
Financial Data Collection & Review
We analyze accounting records, operational data, insurance documentation, and supporting financial information related to the loss event.
Loss Quantification
We develop financial analyses and calculations designed to quantify damages, business interruption impacts, and claim-related losses.
Claim Support & Documentation
We assist clients with organizing financial support, preparing claim documentation, and responding to requests related to the claim process.
Resolution Support
We support organizations through claim review, negotiations, dispute resolution, and final claim resolution processes.

Who We Serve

SFG supports organizations and stakeholders involved in complex insurance and loss-related matters, including:

  • Corporations and private companies
  • Insurance carriers and advisors
  • Law firms and external counsel
  • Boards and executive leadership teams
  • Financial and operational management teams
  • Investors and financial stakeholders

Frequently Asked Questions

Forensic accounting in insurance involves applying accounting, financial analysis, and investigative techniques to evaluate the financial aspects of insurance claims. It is used to quantify economic losses, analyze financial records, assess business interruption impacts, and provide objective financial support for claims, disputes, and litigation. 

A business interruption claim seeks recovery for lost income and operational impacts resulting from a disruptive event that affects normal business operations.

Organizations often engage claim support professionals immediately following a significant loss event to help preserve financial information, quantify damages, and manage the claims process effectively.

Yes. SFG supports financial analysis related to liability matters, including product recall, errors and omissions (E&O), directors and officers (D&O), and fidelity-related claims.

Independent financial analysis helps organizations prepare defensible claims, evaluate losses accurately, and navigate complex claim discussions with greater clarity and support.

Contact us

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